Affluence Management is a global investment and wealth advisory firm headquartered in Tokyo, serving internationally minded individuals, families, and entrepreneurs. We specialise in providing integrated, cross-border financial advice designed to help clients structure, preserve, and grow their wealth with confidence across jurisdictions and generations.
Affluence Management is owned by its management and partners, aligning our interests directly with those of our clients. This ownership model reinforces accountability, long-term orientation, and disciplined risk management. Our objective is straightforward: to deliver clarity, structure, and peace of mind, so you can be confident that your financial affairs are organised and positioned for the future.
The firm is registered with multiple regulatory agencies, reflecting our commitment to operating to the highest professional and compliance standards in the jurisdictions in which we serve clients. These registrations help ensure that our advisory practices, governance, and client protections meet or exceed applicable regulatory requirements.
Our Values
Affluence Management operates as a boutique wealth management firm built on stewardship, integrity, and enduring partnership. Client interests are placed unequivocally first. Our advice is delivered independently and transparently, without proprietary products and without product-driven conflicts of interest.
We prioritise capital preservation and sustainable growth over speculation or short-term trends. Discretion and confidentiality underpin every client relationship, reflecting the trust placed in us by individuals and families whose financial objectives extend across generations. We combine intellectual rigor with disciplined, bottom-up analysis, ensuring each recommendation reflects a deep understanding of your objectives, circumstances, tax environment, and legacy aspirations.
Continuous learning is integral to our culture. Our professionals actively engage in ongoing research, education, and dialogue to ensure our approach remains responsive to changing markets, regulation, and global economic dynamics. This commitment supports prudent decision-making and long-term client outcomes.
Our Client Relationships
Our business is built on durable relationships grounded in trust, accessibility, and results. We take a holistic approach to understanding our clients’ objectives, encompassing wealth accumulation, capital protection, retirement planning, succession, and philanthropic goals.
Affluence Management maintains a client retention rate of approximately 85 percent, exceeding the industry average of 78 percent. Many of our relationships span decades, and a growing number extend across multiple generations of the same family. We are privileged to advise parents, children, and grandchildren within the same household groups, supporting continuity of strategy and values over time.
Our growth has been driven primarily through referrals from existing clients and professional partners. We view this as the strongest endorsement of our service quality and the level of confidence placed in our team.
Our Team
Our in-house professionals provide comprehensive financial planning, investment advisory, and estate planning services under one roof. By combining technical expertise with international experience, we deliver coordinated solutions across jurisdictions and asset classes. We are structured to respond to complex cross-border situations that require collaboration among investment, tax, legal, and fiduciary specialists.
Investment Professionals
Our partners, advisers, and analysts bring extensive global market experience and strong academic and professional credentials. Team members commonly hold MBAs and advanced industry qualifications such as CFA program progression. Working collaboratively, our advisers design tailored strategies aligned to your goals, risk tolerance, and time horizon, helping to support long-term financial security and clarity.
Tax and Estate Specialists
Our tax and estate planning professionals advise clients investing, living, or preparing to live abroad. They address the complex fiscal considerations associated with expatriate life, philanthropy, succession planning, and cross-border wealth transfer. Their work is governed by the highest professional standards and regulatory codes of conduct, and they coordinate with external specialists where appropriate to deliver comprehensive solutions.
Investment Team
Our investment team maintains relationships with leading global investment managers, banks, and venture capital firms. They conduct independent research and due diligence across asset classes to identify investments suited to the diverse objectives and risk profiles of our clients. Their work supports portfolio construction that is both globally diversified and aligned with disciplined risk management principles.
Relationships with Other Professionals
Affluence Management collaborates closely with legal, accounting, and specialist advisory firms across Europe, Asia, and worldwide. Where appropriate, we can introduce reputable English-speaking professionals to support your broader financial, legal, and administrative needs in your country of residence. These collaborative relationships allow us to provide clients with a coordinated advisory experience.
Our Fee Structure
Affluence Management acts as an investment adviser rather than a discretionary portfolio manager. For accounts below USD 500,000, fees are primarily transaction-based. For accounts above this level, clients may choose between annual advisory fees and transaction-based pricing. Our fee model is designed to be competitive and aligned with client outcomes.
An investment adviser provides recommendations and strategic guidance while the client retains final decision-making authority. A discretionary manager, by contrast, is authorised to execute transactions within agreed parameters. The essential distinction is who holds ultimate control: the client in advisory relationships, or the manager in discretionary arrangements.
Fiduciary Commitment
Our advisers are obligated to act in the best interests of our clients, providing objective advice with care and loyalty. Compensation structures combine salary and performance-based incentives to reinforce alignment with client outcomes rather than product sales.
Investment Philosophy
Our investment philosophy is grounded in long-term thinking, risk discipline, and fundamental analysis. We blend value, growth, and income strategies according to each client’s objectives, time horizon, and tolerance for risk. Portfolios are diversified globally and constructed using high-quality assets selected through rigorous research.
We do not chase trends or attempt to time short-term market movements. Instead, we focus on resilience, consistency, and purposeful wealth creation across market cycles. Our role is to act as a thoughtful, independent partner in the management of your capital, supporting you in achieving long-term financial goals with clarity and confidence.