Last updated: October 17, 2025
These Terms of Use (the “Terms”) govern your access to and use of the website operated by Affluence Management (“Affluence Management,” “we,” “us,” or “our”) (the “Website”). Affluence Management is an investment management company located in Tokyo, Japan.
By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with these Terms, you must not use the Website.
1. Purpose of the Website
The Website is provided for general informational purposes only. Information on the Website does not constitute investment advice, a recommendation, an offer, or a solicitation to buy or sell any securities, financial instruments, or investment products.
The Website is not intended to provide legal, tax, accounting, or other professional advice. You should consult your own professional advisers before making any financial or investment decisions.
2. No Client Relationship
Accessing or using the Website does not create a client, advisory, fiduciary, or other professional relationship between you and Affluence Management. Any such relationship will arise only through a separate written agreement executed by both parties.
3. Eligibility and Jurisdictional Restrictions
The Website is intended for use by persons who are legally permitted to access it under applicable laws and regulations. Certain information on the Website may not be suitable for, or accessible by, persons in certain jurisdictions.
You are responsible for ensuring that your access to and use of the Website complies with all applicable laws and regulations in your jurisdiction.
4. Investment Risk Disclosure
All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. Any forward-looking statements or projections on the Website are based on assumptions and are subject to uncertainty and change.
5. Intellectual Property
All content on the Website, including text, graphics, logos, images, charts, videos, software, and other materials (collectively, the “Content”), is owned by or licensed to Affluence Management and is protected by copyright, trademark, and other intellectual property laws.
You may view, download, and print Content solely for your personal, non-commercial use. You may not reproduce, distribute, modify, transmit, display, perform, publish, license, create derivative works from, or otherwise exploit any Content without prior written consent from Affluence Management.
6. Acceptable Use
- Use the Website in any manner that violates applicable laws or regulations
- Interfere with or disrupt the operation or security of the Website
- Attempt to gain unauthorized access to any portion of the Website, servers, or systems
- Introduce viruses, malware, or other harmful code
- Use the Website for any unlawful, fraudulent, or misleading purpose
7. Third-Party Links
The Website may contain links to third-party websites or resources. These links are provided for convenience only. Affluence Management does not control, endorse, or assume responsibility for the content, products, services, or privacy practices of any third-party websites.
Access to third-party websites is at your own risk.
8. Disclaimer of Warranties
The Website and all Content are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Affluence Management disclaims all warranties of any kind, whether express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, and non-infringement.
Affluence Management does not warrant that the Website will be uninterrupted, error-free, or free from viruses or other harmful components.
9. Limitation of Liability
To the fullest extent permitted by law, Affluence Management shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or in connection with your access to or use of, or inability to use, the Website or its Content, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Affluence Management and its directors, officers, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your violation of these Terms or your misuse of the Website.
11. Privacy
Your use of the Website is also subject to our Privacy Policy, which explains how we collect and use personal information. Please review the Privacy Policy carefully.
12. Changes to the Terms
Affluence Management may update or modify these Terms at any time without prior notice. Any changes will be effective upon posting on the Website with a revised “Last updated” date.
Your continued use of the Website after such changes constitutes acceptance of the updated Terms.
13. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of Japan, without regard to conflict of law principles.
The Tokyo District Court shall have exclusive jurisdiction over any disputes arising out of or in connection with these Terms or the Website.
14. Contact Information
If you have any questions regarding these Terms, please contact:
Affluence Management
Tokyo, Japan
Email: info@affluence-mgt.com